| Tax Collector: | Alice Czykier |
| Address: |
198 North Washington Avenue |
| Phone: | 201-387-4055 x4065 |
| Fax: | 201-385-7689 |
| E-Mail: | This e-mail address is being protected from spambots. You need JavaScript enabled to view it |
| Office Hours: |
Mon-Fri 8:30AM-4:30PM First Monday Evening of Each Quarter 6PM-7PM |
Revenue & Appropriation Summaries - 2010
NOTICE, 8/3/10: We are currently working on the 3rd quarter billing. They will be mailed out the 3rd week of August. There will be a 25-day grace period after the mailing date. There will be four quarters on this bill: the 3rd and 4th quarters for 2010, and the estimated 1st and 2nd quarters for 2011. The 4th quarter will be due 11/1/2010, the 1st quarter due 2/1/2011, and the 2nd quarter due 5/1/2011, with 10 days' grace period on all 3 quarters.
Dear Tax payer,
First, I would like to take this opportunity to introduce myself. I am Alice Czykier and I am the new Tax Collector for the Borough of Bergenfield. I have over eight years of experience as the Tax Collector and Treasurer for the Borough of Wallington before accepting the position with Bergenfield.
Currently, all previous discrepancies have been addressed and corrected. The tax bill for the fourth quarter will be due on November 1, 2008 with a 10 day grace period. All due dates will be clearly stated in the mailings. However, if you have any questions regarding your taxes or property do not hesitate to contact me. I. as well as my staff will be happy to assist you in anyway possible.
TAX APPORTIONMENT 2009
| Municipal Tax | 0.973 |
| County Tax | 0.224 |
| County Open Space | 0.013 |
| District School Tax | 1.725 |
| Total 2008 Tax Rate | 2.808 |
TAX BILLS
All payments may be made in cash, check or money order. The interest rate charged for late payment of taxes is 8% on the first $1,500.00 plus 18% on the remaining balance over the $1,500.00. For your convenience we do have a lock box located outside of the Tax Office window where you can drop your payment at anytime, 24/7.
According to New Jersey law, not receiving a bill does not excuse you from paying taxes on time. Once you are a property owner in New Jersey it is your responsibility to determine when taxes are due and what they are, whether or not you ever receive a bill. If you pay your own taxes and you receive a statement marked “this is not a bill, for advice only” you must use this statement as if it were the bill. If you know that you should be paying the taxes, it is up to you to use the information available and seek out what you need to know.
Bills are mailed twice a year (January and August), each one is for 2 quarters payments. Bills are not mailed for each quarter, nor are reminders. The only “reminder” you will receive is the delinquent notice which is printed right after the grace period has ended. This notice is sent directly to the homeowner (whether or not you escrow for taxes), and not the lenders. It is the homeowner’s responsibility to contact their lender immediately and advise them of the delinquency. (There is important information on the reverse side of the tax bill and you should take a moment to read it.)
TAX SALE
Bergenfield has a tax sale for unpaid taxes before the end of it’s’ fiscal year which is June 30th.
This year’s sale will be held in June 2009 in the Council Chambers. All unpaid taxes and charges levied against each property will be sold at this auction. The open bills are purchased by the highest bidder (investor) at the auction. The lien holder (successful bidder) then records a lien against this property.
Any property owner who has an unpaid bill has already received correspondence from this office as well as a certified notice of the sale. If the lien is not redeemed within two years the lien holder has the right to begin foreclosure proceedings (2 years after the date of the tax sale). A lien can not be redeemed in installments. It must be paid in full at one time. After the sale, the lien holder now has the right to pay each subsequent tax bill as it comes due. If the taxpayer does not pay before the end of the grace period for each quarter, the lien holder will make the payment and that money then accrues to the outstanding lien. The interest rate for redemption of these payments is 18%.
The state has designated the Tax Collector as the person who calculates the amount necessary to redeem the certificate (lien). Funds are paid to the collector once the amount has been approved by the lien holder and the collector turns the funds over to the lien holder in return for receiving the certificate endorsed for cancellation. The certificate is then sent to whoever paid the redemption funds to the collector and it is their responsibility to see to it that this certificate is sent to the county clerk ASAP to be cancelled of record.
Please note that the lien holder is only buying the bill, the deed remains in the name of the homeowner and the lien holder does not have any rights to the property. However, allowing the bill to go to tax sale and thereby giving the opportunity to the lien holder to pay the subsequent tax bills at a return rate of 18% interest can lead to a considerable sum when redeeming the certificate. If you try to sell your property the lien will have to be paid off before the new owner can obtain a clear title. This will diminish your profit from the sale proceedings and the money necessary to redeem will be withheld by the attorney at closing.
RECEIPTS
Please remember to bring the entire bill with you to the tax office if you want to see a printed receipt. The back of the bill has a special section for the receipt to print. If the cancelled check is all that you need, then the payment stub for that quarter will be sufficient. Do the same if you would rather mail the payment. Send the entire bill with a self addressed stamped envelope, the bill will be receipted and returned to you. Or, simply send the appropriate stub and your payment. In no case will a receipt be given or mailed unless you present the entire bill. The only exception to this is in the case of a cash payment and the bill is not presented for receipting. Then, a receipt will absolutely be given.
POSTMARK
In the State of New Jersey postmark is not acceptable for meeting the grace period deadline. The payment must be in the hands of the collector by 4:30 of the last day of grace. Placing the payment in the lock box outside the tax office is not acceptable. Payments are removed the next business day from the box and interest is charged accordingly. All interest due must be paid first and then the balance is applied to the outstanding principal, paying the oldest bill first and working forward. Whatever principal balance is still due will be considered delinquent and begin to accrue interest.
This department does not go home at night until all payments received on any given day, whether over the counter or through the mail, are posted and updated to the tax accounts. They are handled with the greatest of care in this department and are not “mislaid or forgotten”.
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2012 Fiscal Year Budget Presentation
Minutes of Mayor & Council Public Meeting on March 20, 2012